$799,000
Fernandina Beach, FL 32034
MLS# 2142706
4 beds | 2 baths
1 / 35
Property Description
Move-in ready POOL home on Amelia Island, perfectly positioned, just minutes by bike or golf cart to the beach and historic downtown Fernandina can be used as short-term rental! Built in 2004 and meticulously maintained, this home checks every box for island living at any stage of life, and with a relaxed HOA and county taxes, it is approved for short-term rentals, making it an exceptional investment opportunity as well. The River-to-Sea Trail is right nearby, making the beach instantly more accessible. The bright, open living area features cherry laminate floors and flows seamlessly to your private backyard oasis, complete with a saltwater pool, built-in bench, refreshment table, and soothing fountain. The fully screened enclosure and fully fenced yard make it ideal for kids, pets, or simply relaxing in total privacy. Major systems have been updated including a new roof (2021), newer HVAC and water heater (according to previous homeowner), updated irrigation, and gutters
Details
Maps
Contract Information
Current Price: $799,000
Property Sub Type: Single Family Residence
Property Attached YN: No
Status: Active
List Price: $799,000
Listing Contract Date: 2026-04-30
Location Tax and Legal
Street Number: 96233
Street Name: MONTEGO BAY
County: Nassau
State: FL
Postal Code: 32034
MLS Area Major: 450-Amelia Island-North Of Burney Road
Subdivision Name: Isleworth
General Property Information
Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1984
Living Area Source: Public Records
Year Built: 2004
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.22
Association YN: Yes
Association Fee: 523
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: 1
Senior Community YN: No
Directions: From A1A/200, turn right onto Sadler, turn right onto 14th, turn left into Islesworth, turn right on Montego Bay and home is on right.
Public Remarks: Move-in ready POOL home on Amelia Island, perfectly positioned, just minutes by bike or golf cart to the beach and historic downtown Fernandina can be used as short-term rental! Built in 2004 and meticulously maintained, this home checks every box for island living at any stage of life, and with a relaxed HOA and county taxes, it is approved for short-term rentals, making it an exceptional investment opportunity as well. The River-to-Sea Trail is right nearby, making the beach instantly more accessible. The bright, open living area features cherry laminate floors and flows seamlessly to your private backyard oasis, complete with a saltwater pool, built-in bench, refreshment table, and soothing fountain. The fully screened enclosure and fully fenced yard make it ideal for kids, pets, or simply relaxing in total privacy. Major systems have been updated including a new roof (2021), newer HVAC and water heater (according to previous homeowner), updated irrigation, and gutters
List Price/SqFt: 402.72
Status Change Information
Major Change Timestamp: 2026-04-30T16:27:09Z
Major Change Type: New Listing
Fireplace Features
Fireplaces Total: 1
DPR Eligible
DPR Eligible: Yes
Property Features
Appliances: Dishwasher; Dryer; Electric Cooktop; Electric Oven; Refrigerator; Washer; Water Softener Owned
Utilities: Cable Available; Electricity Available; Sewer Available; Water Available
Cooling: Central Air; Electric
Heating: Central; Heat Pump
Water Source: Public
Pool Features: In Ground; Fenced; Salt Water
Parking Features: Garage
Current Use: Residential; Single Family
Possession: Close Of Escrow
Listing Terms: Cash; Conventional
Supplements
over the outdoor porches. The guest bath and most of kitchen have been renovated in the last 2 years. Hurricane shutters on the front provide added peace of mind, and a termite bond is in place. A water softener in the garage (never used by current owners) is ready for the next owner. Located in a quiet, established neighborhood that is central to everything the island offers, this home delivers the full Amelia Island lifestyle without compromise. You will not find a better deal for all this home has to offer on-island.
Listing Office: FERNANDINA BEACH REALTY
Last Updated: April - 30 - 2026
Information deemed reliable but not guaranteed.