$429,000
Fernandina Beach, FL 32034
MLS# 2144240
3 beds | 2 baths
1 / 28
Property Description
Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that's hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences. This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher. The open
Details
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Documents
Contract Information
Current Price: $429,000
Property Sub Type: Single Family Residence
Property Attached YN: No
Status: Active
List Price: $429,000
Listing Contract Date: 2026-05-08
Location Tax and Legal
Street Number: 95161
Street Name: LOCK
Street Suffix: Street
County: Nassau
State: FL
Postal Code: 32034
MLS Area Major: 472-Oneil/Nassaville/Holly Point
Subdivision Name: Concourse Crossing
General Property Information
Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1895
Living Area Source: Public Records
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.32
Association YN: Yes
Association Fee: 970
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 1
Senior Community YN: No
Directions: From 95, take State Rd 200 toward Fernandina Beach. In about 6 miles, make a right onto Amelia Concourse. In roughly 3 and a half miles, turn left on Lock St. The home will be on your left.
Public Remarks: Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that's hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences. This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher. The open
List Price/SqFt: 226.39
Status Change Information
Major Change Timestamp: 2026-05-08T16:32:58Z
Major Change Type: New Listing
DPR Eligible
DPR Eligible: Yes
Property Features
Levels: One
Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer
Interior Features: Ceiling Fan(s); Open Floorplan; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s)
Flooring: Vinyl
Utilities: Electricity Connected
Cooling: Central Air
Heating: Central
Water Source: Public
Sewer: Public Sewer
Construction Materials: Frame
Patio And Porch Features: Porch; Rear Porch; Screened
Roof: Shingle
Parking Features: Garage
View: Trees/Woods
Fencing: Back Yard; Vinyl
Current Use: Residential
Road Frontage Type: City Street
Road Surface Type: Asphalt
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; VA Loan
Supplements
layout feels bright and welcoming, while the cute front porch adds to the home's curb appeal and charm. Step outside and enjoy the fully fenced backyard overlooking the preserve, screened lanai, gutters, security cameras, and plenty of room to relax or entertain. The garage has also been upgraded with durable epoxy floors, and a glass storm door adds additional natural light and style to the entryway. Why wait to build when this nearly new home already has the upgrades done for you? Schedule your showing today!
Flood Disclosure 
Listing Office: WATSON REALTY CORP
Last Updated: May - 08 - 2026
Information deemed reliable but not guaranteed.