$434,900
Middleburg, FL 32068
MLS# 2146569
4 beds | 3 baths
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Property Description
Zero down. Closing costs fully paid. A rate buydown that hits different when you realize your mortgage could be less than your rent. The Tomoka delivers 4 bedrooms, 3 bathrooms, and 2,102 square feet of thoughtfully designed space -- generously sized closets in every bedroom, an upstairs loft perfect for a playroom or home office, and a covered patio made for year-round outdoor living. Every home at Jennings Farm includes quartz countertops, stainless steel appliances, recessed lighting, and smart-home technology. All included. Just move in. Gated community. $3 million amenity center. Pool. Pickleball. No CDD fees. Read that again. Zoned to A-rated schools. Right off HWY 21 for an easy commute to NAS Jax and downtown Jacksonville. Black Creek boat ramp around the corner. Jennings State Forest and Gold Head Branch State Park nearby. Built by LGI Homes -- nationally trusted, locally delivered. Ask about qualification requirements today.
Details
Maps
Contract Information
Current Price: $434,900
Property Sub Type: Single Family Residence
Property Attached YN: No
Status: Active
List Price: $434,900
Listing Contract Date: 2026-05-19
Location Tax and Legal
Street Number: 3957
Street Name: GAREYS FERRY
Street Suffix: Way
County: Clay
State: FL
Postal Code: 32068
MLS Area Major: 142-Middleburg East
Subdivision Name: Jennings Farm
General Property Information
Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: 1
Bathrooms Total: 3
Living Area: 2085
Living Area Source: Builder
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.14
Association YN: Yes
Association Fee: 110
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: 1
Senior Community YN: No
Directions: Jennings Farm to Gareys Ferry way
Public Remarks: Zero down. Closing costs fully paid. A rate buydown that hits different when you realize your mortgage could be less than your rent.
The Tomoka delivers 4 bedrooms, 3 bathrooms, and 2,102 square feet of thoughtfully designed space -- generously sized closets in every bedroom, an upstairs loft perfect for a playroom or home office, and a covered patio made for year-round outdoor living. Every home at Jennings Farm includes quartz countertops, stainless steel appliances, recessed lighting, and smart-home technology. All included. Just move in.
Gated community. $3 million amenity center. Pool. Pickleball. No CDD fees. Read that again.
Zoned to A-rated schools. Right off HWY 21 for an easy commute to NAS Jax and downtown Jacksonville. Black Creek boat ramp around the corner. Jennings State Forest and Gold Head Branch State Park nearby.
Built by LGI Homes -- nationally trusted, locally delivered. Ask about qualification requirements today.
List Price/SqFt: 208.59
Status Change Information
Major Change Timestamp: 2026-05-22T00:26:05Z
Major Change Type: New Listing
DPR Eligible
DPR Eligible: Yes
Property Features
Levels: Two
Property Condition: Updated/Remodeled
Rental Restrictions: No Minimum
Appliances: Disposal; Gas Oven; Gas Range; Ice Maker; Microwave; Refrigerator
Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Pantry; Walk-In Closet(s)
Flooring: Carpet; Luxury Vinyl
Laundry Features: In Unit
Utilities: Cable Available; Electricity Connected; Natural Gas Available; Sewer Connected; Water Connected
Cooling: Central Air
Heating: Central
Electric: 200+ Amp Service
Water Source: Public
Construction Materials: Frame
Roof: Shingle
Parking Features: Garage
Current Use: Residential; Single Family
Association Amenities: Pickleball; Playground; Pool
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan
Listing Office: MOMENTUM REALTY
Last Updated: May - 22 - 2026
Information deemed reliable but not guaranteed.