$439,000
Palatka, FL 32177
MLS# 2148504
Status: Pending
3 beds | 2 baths

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Property Description
Waterfront living meets everyday comfort in this beautifully updated 3-bedroom, 2-bath pool home with direct access to the St. Johns River. Situated on a navigable canal, this property is designed for those who enjoy life on the water, featuring a private boat lift, screened pool, and backyard putting green. Inside, recent upgrades to the kitchen and primary bathroom add modern style and functionality, while spacious living areas provide plenty of room to relax and entertain. Step outside to enjoy the newly screened pool enclosure, waterfront views, and easy access to boating, fishing, and everything the river lifestyle has to offer. Additional features include a new water softener, 2-car garage, and a layout that makes the most of both indoor and outdoor living. Whether you're looking for a full-time residence, a weekend escape, or a waterfront investment opportunity, this home offers a rare combination of updates, amenities, and direct river access.
Details
Maps
Documents
Contract Information
Current Price: $439,000
Property Sub Type: Single Family Residence
Property Attached YN: No
Status: Pending
List Price: $439,000
Listing Contract Date: 2026-06-03
Location Tax and Legal
Street Number: 276
Street Name: HARBOR
Street Suffix: Drive
County: Putnam
State: FL
Postal Code: 32177
MLS Area Major: 563-East Bostwick/Bridgeport/Cedar Creek
Subdivision Name: Metes & Bounds
General Property Information
Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1455
Living Area Source: Public Records
Year Built: 1991
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: Yes
Waterfront YN: Yes
Stories: 1
Senior Community YN: No
Directions: Head N on Hwy 17. Turn right on to W River Rd. Turn right on to Harbor Drive, home will be on your left.
Public Remarks: Waterfront living meets everyday comfort in this beautifully updated 3-bedroom, 2-bath pool home with direct access to the St. Johns River. Situated on a navigable canal, this property is designed for those who enjoy life on the water, featuring a private boat lift, screened pool, and backyard putting green.
Inside, recent upgrades to the kitchen and primary bathroom add modern style and functionality, while spacious living areas provide plenty of room to relax and entertain. Step outside to enjoy the newly screened pool enclosure, waterfront views, and easy access to boating, fishing, and everything the river lifestyle has to offer.
Additional features include a new water softener, 2-car garage, and a layout that makes the most of both indoor and outdoor living. Whether you're looking for a full-time residence, a weekend escape, or a waterfront investment opportunity, this home offers a rare combination of updates, amenities, and direct river access.
List Price/SqFt: 301.72
Status Change Information
Major Change Timestamp: 2026-06-12T14:33:05Z
Major Change Type: Status Change
Purchase Contract Date: 2026-06-12
DPR Eligible
DPR Eligible: No
Property Features
Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Microwave; Refrigerator; Water Softener Owned
Utilities: Electricity Connected; Water Connected
Cooling: Central Air
Heating: Central
Water Source: Private; Well
Sewer: Septic Tank
Other Structures: Shed(s)
Exterior Features: Boat Lift; Dock; Other
Pool Features: In Ground
Parking Features: Garage
View: Canal; Water
Waterfront Features: Canal Front
Current Use: Single Family
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan
Room Types: Bathroom 1; Bedroom 1; Bedroom 2; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom
Room Information
| Room Name |
| Primary Bedroom |
| Primary Bathroom |
| Bedroom 1 |
| Bathroom 1 |
| Bedroom 2 |
| Kitchen |
| Laundry |
| Living Room |
Listing Office: IHEART REALTY INC
Last Updated: June - 12 - 2026
Information deemed reliable but not guaranteed.
Recent Upgrades