$499,900
Palatka, FL 32177
MLS# 2160351
4 beds | 2 baths | 3294 sqft
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Open House (09/24/2026 - 11:00 am - 1:00 pm)
Property Description
Welcome to 245 Crystal Cove Drive, where Southern charm meets the relaxed rhythm of river-town living. This character-filled 4-bedroom, 2-bath home offers approximately 2,076 square feet, a split-bedroom floor plan and a spacious three-bay garage. Soaring ceilings, sun-filled rooms, a cozy fireplace and distinctive built-ins give the home a warmth all its own. Beyond the doors, a screened lanai and private saltwater pool create the perfect setting for slow mornings and easy Florida evenings. Enjoy scenic St. Johns River views, with Crystal Cove Marina and a public boat ramp just steps away--launch the boat and spend the day on the water. Minutes from historic Downtown Palatka and centrally located to St. Augustine, Jacksonville, Gainesville, Ocala, Daytona Beach and Orlando. Select images feature AI-assisted design concepts for visual presentation purposes only.
Details
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Documents
Contract Information
Current Price: $499,900
Property Sub Type: Single Family Residence
Property Attached YN: No
Status: Active
List Price: $499,900
Listing Contract Date: 2026-08-15
Location Tax and Legal
Street Number: 245
Street Name: CRYSTAL COVE
Street Suffix: Drive
County: Putnam
State: FL
Postal Code: 32177
MLS Area Major: 561-Greater Palatka
Subdivision Name: Crystal Cove
General Property Information
Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2076
Living Area Source: Assessor
Building Area Total: 3294
Year Built: 1998
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.43
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 1
Senior Community YN: No
Directions: From Downtown Palatka, travel north on US-17. Turn right onto Comfort Road and continue into the Crystal Cove community. Pass Crystal Cove Marina and the boat ramp, then turn right onto Crystal Cove Drive. The property will be on the left at 245 Crystal Cove Drive.
Public Remarks: Welcome to 245 Crystal Cove Drive, where Southern charm meets the relaxed rhythm of river-town living. This character-filled 4-bedroom, 2-bath home offers approximately 2,076 square feet, a split-bedroom floor plan and a spacious three-bay garage. Soaring ceilings, sun-filled rooms, a cozy fireplace and distinctive built-ins give the home a warmth all its own. Beyond the doors, a screened lanai and private saltwater pool create the perfect setting for slow mornings and easy Florida evenings. Enjoy scenic St. Johns River views, with Crystal Cove Marina and a public boat ramp just steps away--launch the boat and spend the day on the water. Minutes from historic Downtown Palatka and centrally located to St. Augustine, Jacksonville, Gainesville, Ocala, Daytona Beach and Orlando. Select images feature AI-assisted design concepts for visual presentation purposes only.
List Price/SqFt: 240.8
Status Change Information
Major Change Timestamp: 2026-09-01T14:32:36Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-09-01T14:32:36Z
Fireplace Features
Fireplaces Total: 1
DPR Eligible
DPR Eligible: Yes
Property Features
Architectural Style: Ranch; Traditional
Levels: One
Property Condition: Updated/Remodeled
Appliances: Convection Oven; Dishwasher; Microwave; Refrigerator
Interior Features: Built-in Features; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s)
Flooring: Laminate; Plank in Flooring; Tile
Laundry Features: Electric Dryer Hookup; Washer Hookup
Utilities: Cable Available; Electricity Available
Cooling: Central Air; Electric
Heating: Central; Electric; Hot Water; Natural Gas
Water Source: Public
Construction Materials: Stucco
Patio And Porch Features: Porch; Rear Porch; Screened
Pool Features: In Ground; Salt Water; Screen Enclosure
Roof: Metal
Parking Features: Attached; Garage; Garage Door Opener; Off Street
View: River; Water
Current Use: Residential
Road Frontage Type: City Street
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan
Supplements
Set within the riverfront community of Crystal Cove, this home captures the ease and beauty of Northeast Florida living. Although the property is not directly riverfront, scenic views of the St. Johns River can be enjoyed from multiple areas of the home.
Crystal Cove Marina and a nearby public boat ramp are just steps away, making spontaneous days on the water beautifully simple launch the boat, cast a line, cruise the river or settle in to watch the evening sky.
Historic Downtown Palatka is only minutes away, offering locally owned boutiques, restaurants, community gatherings and waterfront events. Palatka's central location also makes it easy to enjoy many of North and Central Florida's favorite destinations:
Approximately 30 miles to St. Augustine
Approximately 45 miles to Gainesville
Approximately 50 miles to Jacksonville
Approximately 50 miles to Ocala
Approximately 55 miles to Daytona Beach
Approximately 90 miles to Orlando
Some listing photographs have been digitally altered using AI to illustrate the possibilities of select cosmetic updates, including flooring, fireplace and design enhancements. These conceptual images are provided for visual presentation purposes only and may not reflect the property's current condition, materials or included features. Buyers should rely upon in-person observations, inspections and verified property information. Improvement quotes may be available upon request.
Offer Instructions 
Listing Office: MAXREV, LLC
Last Updated: September - 16 - 2026
Information deemed reliable but not guaranteed.